Mortgage & Financing Articles

Explore our collection of mortgage & financing articles and expert local real estate insights.

Understanding Your Mortgage: Florida Buyers

Mortgage guide for Florida homebuyers: fixed vs adjustable rates, FHA/VA/Conventional loans, closing costs, and interest rate tips.

By Inna MoskalykJan 12, 2026

Complete guide to Florida buyer closing costs in St. Johns & Duval County: title insurance, doc stamps, lender fees, and escrow estimates for 2026.

By Inna MoskalykJan 10, 2026

Tax season brings questions for Florida homeowners: What can I deduct? Does the homestead exemption count on my federal taxes? Is itemizing worth it?

By Inna MoskalykOct 20, 2025

15-step Florida home buying checklist: credit, pre-approval, inspection, appraisal, insurance, and closing—plus St. Johns links.

By Inna MoskalykMay 22, 2025

First-time St. Johns buyer steps: credit, pre-approval, down-payment help, and neighborhood picks from Nocatee to Julington Creek.

By Inna MoskalykMay 1, 2025

File the St. Johns homestead exemption by March 1. $50,000+ exemption, Amendment 5 CPI indexing, and Save Our Homes 3% cap explained.

By Inna MoskalykJun 1, 2024

Florida seller closing costs 2026: commissions, doc stamps, title, and net proceeds. Expect to keep roughly 90%–94% of sale price.

By Inna MoskalykOct 20, 2023