Active

$359,900

278 ROCK SPRING Loop

St. Johns, FL 32095

2

Beds

2

Baths

1,547

Sq Ft

For Sale
Single Family Residence
Built in 2017
MLS#2158769
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Property Description

Description
Time to Call This Home!
Welcome to this beautifully upgraded 2-bedroom, 2-bath villa with a versatile flex room in the sought-after, gated Bridge Bay at Bannon Lakes 55+ community in St. Augustine. Designed for comfort, style, and low-maintenance living, this move-in-ready home offers exceptional upgrades and resort-style amenities.
The kitchen is truly the heart of the home, featuring 42-inch soft-close cabinetry, brand new quartz countertops, a new designer tile backsplash, new sink, convenient pull-out spice rack, stylish pendant lighting, a large island with seating, and a full suite of stainless-steel appliances, including the refrigerator. Whether you're preparing dinner or entertaining friends, this space is sure to impress.
The owner's suite offers a walk-in closet and a en-suite bath with a dual vanity, private water closet, and tiled walk-in shower with built-in seat. A flexible bonus room provides the perfect space for a home office, den, hobby room, or guest accommodation.
Thoughtful upgrades throughout the home include, whole-house water softener and water filtration system, tile flooring throughout--no carpet, crown molding, and upgraded lighting and fixtures, custom window treatments, including blackout shades and elegant plantation shutters, tankless natural gas water heater, epoxy-coated garage floor with anti-slip finish, attic storage, and paver driveway.
Enjoy Florida living from the covered, screened paver lanai, overlooking a fenced backyard that's perfect for relaxing or entertaining.
Located in a natural gas community, the home also offers gas service for the range, dryer, and outdoor grill.
The HOA provides true maintenance-free living, covering lawn care, irrigation, pest control, and exterior maintenance, so you can spend more time enjoying everything the community has to offer.
Residents enjoy exclusive access to Bridge Bay's private pool, fire pit, and grilling area, as well as the outstanding amenities at Bannon Lakes, including Resort-style walk-in pool, fitness center, tennis courts, clubhouse, dog park, and recreational activities
This exceptional villa combines modern upgrades, quality construction, and an active lifestyle in one of St. Augustine's premier gated 55+ communities.
Schedule your private showing today and discover the carefree Florida lifestyle you've been waiting for!

Features & Amenities

Interior Features

  • Entrance Foyer
  • Eat-in Kitchen
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Primary Bathroom - Shower No Tub

Appliances

  • Dryer
  • Dishwasher
  • Gas Water Heater
  • Ice Maker
  • Microwave
  • Refrigerator
  • Tankless Water Heater
  • Washer
  • Water Softener Owned

Estimated Monthly Payment

Based on local Northeast Florida taxes & insurance baselines

$2,613/mo

$359,900
$71,980
0.85% (St. Johns)

Payment Breakdown

Principal & Interest$1,820/mo
Property Taxes$255/mo
Homeowners Insurance$150/mo
HOA / CDD Fees$388/mo
Estimate only. Actual taxes, interest rates, and insurance depend on loan approval and county millage rates. Contact Inna for personalized lender recommendations.

Interested in This Property?

Contact Inna Moskalyk, your local Florida real estate expert, for a private showing or more information about this listing.

We value your privacy. We NEVER sell your data. PERIOD.

realMLS IDX Participant

Northeast Florida Multiple Listing Service

Data updated: Sep 22, 2026

The data relating to real estate for sale on this website appears in part through the realMLS Internet Data Exchange (IDX) program, an MLS service of the Northeast Florida Association of Realtors. Real estate listings held by brokerage firms other than Inna Moskalyk are marked with the realMLS logo and detailed information about them includes the name and contact information of the listing brokers.

Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Inna Moskalyk shall be responsible for any typographical errors, misinformation, or misprints and shall be held totally harmless.

Copyright © 2026 realMLS (Northeast Florida Multiple Listing Service, Inc.). All rights reserved.