Active

$949,000

251 CHARLOTTE Street

St. Augustine, FL 32084

4

Beds

2

Baths

1,492

Sq Ft

For Sale
Duplex
Built in 1925
MLS#2128943
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Property Description

Description
Rare downtown St. Augustine duplex — fully furnished, fully restored, and full of opportunity. Just one block from the nation's oldest street and two blocks from the bayfront, this historic property delivers an unbeatable location with flexible income potential. Each of the two apartments features 2 bedrooms, 1 bath, a full kitchen, living room, eat-in area, and private laundry. Property has up to four parking spots. The owner has preserved the historic character while upgrading electrical, plumbing, and HVAC — each unit has its own electric meter and central heat & air. Enjoy over 1,880 sqft of living space with covered porches, a balcony, and a private back patio perfect for grilling or pets. Rent both units for maximum returns, live in one and rent the other, or convert to a single-family home with ease. All appliances included. Minutes to the beaches, steps to dining, shopping, and everything that makes St. Augustine one of the most desirable locations in Florida.

Features & Amenities

Exterior Features

  • Balcony
  • Courtyard

Appliances

  • Convection Oven
  • Dryer
  • Disposal
  • Dishwasher
  • Electric Cooktop
  • Freezer
  • Gas Water Heater
  • Microwave
  • Refrigerator
  • Washer
  • Washer/Dryer Stacked

Estimated Monthly Payment

Based on local Northeast Florida taxes & insurance baselines

$5,771/mo

$949,000
$189,800
0.85% (St. Augustine)

Payment Breakdown

Principal & Interest$4,799/mo
Property Taxes$672/mo
Homeowners Insurance$150/mo
HOA / CDD Fees$150/mo
Estimate only. Actual taxes, interest rates, and insurance depend on loan approval and county millage rates. Contact Inna for personalized lender recommendations.

Interested in This Property?

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Northeast Florida Multiple Listing Service

Data updated: Jul 30, 2026

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