Active

$1,714,000

10 3RD Street

St. Augustine, FL 32080

5

Beds

4

Baths

2,608

Sq Ft

For Sale
Single Family Residence
Built in 2000
MLS#2147795
Listing Courtesy of: EXP REALTY, LLC

Property Description

Description
SEE VIDEO under 'Facts & Features -Virtual Tour'. Welcome to Coastal Living at Its Finest on St. Augustine Beach's Prestigious ''Golden Mile'' *** Rare STR Investor Alert*** This home is perfect for someone looking to live in one part of the property (perhaps the first floor) and rent out the other half (second floor) as a short-term rental. By occupying part of this home, you could also benefit from Florida's Homestead Exemption and no state income taxes--ideal for those looking for a great place to live while generating rental income.

This stunning 5-bedroom, 4-bathroom home offers over 2,600 square feet of living space spread across two stories built with durable concrete block construction with ocean views and over 1,900 square feet of deck space--ideal for soaking in the sea breeze. Recently upgraded and turn-key (fully furnished), this property also features a commercially zoned status, allowing for short-term rentals, making it an exceptional investment opportunity. See the "Updates" document in the documents tab for a list of details regarding recent updates/repairs, totaling over $130,000.

Located just steps from the beach, this home epitomizes beach living. With ease of accessibility, a convenient wooden walkway at the end of 3rd Street takes you directly over the dunes and onto the beach, offering a seamless transition from your doorstep to the shore.

Step inside to find a flexible layout that could easily be utilized as two separate units. The first floor features a recently updated kitchen, a luxurious owner's suite, and a guest bedroom with a private bath. Enjoy ample storage and access to a two-car garage. Step outside to the private deck with an outdoor shower, surrounded by fragrant jasmine vines, perfect for entertaining, grilling, or simply unwinding.

The second floor boasts a modern kitchen with stainless steel appliances and a comfortable living room with cathedral ceilings and skylights. Choose from one of the three spacious bedrooms, or take in breathtaking ocean views and sunsets from the rooftop deck.

Please Note: The 5th bedroom is non-conforming, and showing availability is subject to current vacation rentals.

Features & Amenities

Interior Features

  • Ceiling Fan(s)
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Primary Bathroom - Tub with Shower
  • Guest Suite

Exterior Features

  • Balcony

Appliances

  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Freezer
  • Microwave
  • Refrigerator
  • Washer

Estimated Monthly Payment

Based on local Northeast Florida taxes & insurance baselines

$10,181/mo

$1,714,000
$342,800
0.85% (St. Augustine)

Payment Breakdown

Principal & Interest$8,667/mo
Property Taxes$1,214/mo
Homeowners Insurance$150/mo
HOA / CDD Fees$150/mo
Estimate only. Actual taxes, interest rates, and insurance depend on loan approval and county millage rates. Contact Inna for personalized lender recommendations.

Interested in This Property?

Contact Inna Moskalyk, your local Florida real estate expert, for a private showing or more information about this listing.

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Northeast Florida Multiple Listing Service

Data updated: Jun 19, 2026

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