St. Johns County Waterfront Homes: 2025 Insider’s Buying Guide [Updated]

By Inna Moskalyk
Mar 1, 2025
![St. Johns County Waterfront Homes: 2025 Insider’s Buying Guide [Updated]](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fqwqkhsw4%2Fproduction%2F85305b5cbdf8c4869ea5a2f4a1db9bc145a574c9-1731x1300.jpg%3Fw%3D820%26auto%3Dformat&w=3840&q=75)
Photo by Joshua Santos
Imagine waking up to river breezes or sunsets over the ocean — waterfront living in St. Johns County truly stands apart. This area blends relaxed Florida charm, natural beauty, and a strong sense of community. Whether you’re dreaming of a quiet retreat, a family-friendly neighborhood, or a luxury estate near the Intracoastal, there’s something here for every lifestyle.
This guide speaks directly to buyers seeking honest, local insights on waterfront homes in St. Johns County. You’ll find practical advice on finding the right home, understanding the local market, and navigating everything from property types to closing costs. If you want to make a confident decision, this guide is your starting point.
We’ll cover what makes each stretch of the coast unique, how to weigh your options, and what to expect when you own a home on the water. Let’s get started.
Current Market Trends for St. Johns County Waterfront Homes
St. Johns County remains a highly sought-after area for waterfront living in 2025. The market here shows some interesting shifts, affecting everything from price points to how long homes sit before they’re snapped up. Whether you’re looking at riverfront classics in St. Augustine or Intracoastal estates near Ponte Vedra, understanding these trends can give you a clear edge.
Median Prices and Inventory Dynamics
Median sale prices for waterfront homes in St. Johns County have seen steady movement in 2025. The typical sale price for single-family homes sits at about $549,000, a figure that has leveled off after years of upward climbs. Average home values have dipped slightly, with a modest 3% decrease noted year-over-year, showing the market is becoming more accessible for buyers.
Here’s a quick breakdown of the key numbers from recent reports:
- Median sale price (April 2025): $501,739
- Median days on market: About 54 days, notably higher than during the peak buying rush a few years back
- Months of inventory: Up to 4.6, signaling a market with more choices and less urgency
What does this mean for buyers? More homes are available, and sellers are adjusting to a new reality—fewer bidding wars and more opportunities for negotiation. For additional stats, check out the Saint Johns County Housing Market Report April 2025.
Comparison with Neighboring Markets
Looking at nearby counties gives some helpful perspective. St. Johns stands out for both its pricing and the volume of available options. Here’s how it stacks up:
- Clay County: Waterfront homes here generally list for less, but choices are narrower, and some stretches lack the refinement and amenities found in St. Johns.
- Putnam County: Still more affordable, but inventory tends to move more slowly and choices are fewer for true waterfront living.
- Market Balance: St. Johns has achieved greater inventory and a broader spectrum of home types, making it more attractive for buyers who want options and value.
For a deeper look, recent notes on the Northeast Florida real estate shift highlight St. Johns as an area with rising affordability and balance compared to its neighbors.
What Makes 2025 Unique for Buyers
2025 really is a different year for those entering the St. Johns waterfront market. The key factors making it stand out:
- Buyers Have More Power: Inventory is higher and days on market are up, so buyers can take their time and negotiate.
- Fewer Bidding Wars: The urgency that fueled frenzied offers is gone—most deals are now settled below asking price unless the property is truly unique.
- Better Terms: With less competition, buyers can often secure repairs or other perks that wouldn’t have been considered last year.
- Longer Market Times: Homes stay listed longer, so buyers can weigh their choices and move forward with confidence rather than pressure.
If you’re considering a purchase, now’s one of the best times in recent memory to buy. Even local brokers highlight how the months of inventory and negotiations favor buyers right now.
St. Johns County’s waterfront real estate is shifting, and for today’s buyers, that means more opportunities and better deals.